Huntersville NC Area Real Estate | Choose Your Lender Wisely

I am working with a client that just has had an experience for the books. This whole situation has changed my thinking entirely.

First let me say that I will not mention anyone or any company by name, but I will mention that my client contacted one of the big banks by filling out an online application.

The fun just began. Client gets call from what we think is a salesperson in California. (Oh, and I thought we were in the Huntersville NC and Lake Norman areas) After a few conversations, this person working for the bank sends my client a 'pre-qualification letter' and tells them to go find a home!

So... we go find a home. I purposely put the close date 60 days out because in this lending environment, you just never know. Seller agrees to the contract but asks to move the close date. Big bank salesperson, says absolutely no problem. Contract gets signed on Friday.

Monday, big bank turns client down. Big bank tells client ' We are not a credit reporting agency' and refuses (no refuses with attitude) to even discuss why!

And OH BY THE WAY: She had to get a referral and release from her current landlord of 6 years. THANKS BIG BANK!

So. What is an agent to do. I called the person that can get things done if they can be done! I will provide her website below. She is on vacation, crap! However, being the person she is, she calls my client, has her do an application and to make this short, has her on a 60 day plan that will get her the loan.

I am against going online randomly to find a lending institution. There is no personal touch and certainly no real motivation to go the extra mile. It is not about personal relationships with the big banks. It, obviously from this experience, is about volume.

So, if you have a real estate agent and they recommend some lenders they work with, remember there is a reason they recommend them. It is about getting the job done and building and retaining relationships. We DO NOT get kick backs for making these recommendations. We do, however, help get families in homes!

If you want a home with a personal touch, contact your Huntersville NC Agent at 704 451 7051!

Want someone that actually takes the time to help? Visit one of my favorite lenders here! She can help you in Huntersville NC, Lake Norman and the entire viewing area!

Huntersville NC Ranked Number 2 By Forbes Magazine

From Huntersville Web Site:


Forbes Magazine recently announced America’s 25 Best Places to Move and the Town of Huntersville was 2nd on their list.

Forbes’ article highlighted the hot spots across the country for companies and their employees to re-locate.

“Relovilles,” as the article calls them are destinations for periodic relocation of major corporations to young, mid- and upscale suburbs near company headquarters and office parks in major cities such as Charlotte, Raleigh and Atlanta among others.

To locate America's best places to move, Forbes looked at "Relovilles" with populations of 25,000 and over. Forbes used data from 2000 to 2007 Census records to identify the hot spots for places where people were born out of state or abroad, who had moved to town from a considerable distance within one and five years, and who had moved for a job.



Forbes also noted that the top 25 Relovilles that emerged from the analysis generally have twice the incomes, twice the home values and home sizes, twice the college degrees, twice as many youth and half as many elderly among other factors. The relative strength of the Charlotte housing market during the economic downturn was also referenced as a factor that could have contributed to Huntersville’s high ranking.

Buzzwords such as “tree-lined neighborhoods” “charm” and “small-town feel” were associated with many of the 25 communities identified.

Check out All About Lake Norman!

Help For Huntersville and Birkdale Village Area Troubled Sellers

To Sellers:

My name is Roby Robertson and I am the broker/owner of Real Living In Style. I have access to a team of investors who are activly seeking to purchase homes in the area within the next 60 days. The Huntersville and Birkdale Village areas have been identified as a prime area to meet their objectives.

Are you worried about losing your home to foreclosure?

Have you missed a few payments?

If you have any interest in selling, please call me at 704 451 7051 let me know how we might help.

Here are some facts and questions you might need to know and answer.

1. Have you exhausted all your options at trying to fix the existing situation. We can give you advice in ideas to try and fix things first.

2. Your credit is affected by a short sale. Don't let anyone tell you a short sales saves your credit. However, a short sale is better than foreclosure.

3. Investors with experience have a far better chance of negotiating a short sale then a real estate agent.

4. A short sale is a 3 step process that we can explain in detail and let you decide for yourself.

5. The investors have access to have closed over short sale 400 transactions over the last 6 years. Check them out here.

6. I do NOT represent the investors, I represent YOU!

If you are looking at alternatives, please give your Huntersville NC Area Agent at 704 451 7051 and I will explain the whole process with no obligation on your part. I can work in the entire Huntersville NC areas with this process.

Did you know?

A short sale is less damaging to your credit than a foreclosure. A seller's credit is compromised for up to 10 years for a short sale or foreclosure. However if a seller uses a short sale process, he only has to wait 2 years to apply for a Freddie Mac or Fannie Mae loan. If a seller goes through foreclosure, he/she has to wait 5 years.

Just Listed in Cornelius | Harborside Model Home

Not only does this 3 level, 3 bedroom, 2 full baths, 2 half bath 2500 sq. ft home show like a model, IT IS THE MODEL HOME FOR THE COMMUNITY!
Convenient to Charlotte, I77, Birkdale Village and Lake Norman, this home and area really does have it all!





To see more information and pictures on this beautiful home visit this Cornelius NC Home Here!

Huntersville NC | Selling An Older Home?

Dedicated to Results in the Huntersville NC area!

Recently we had a home to sale that was, in all honesty, a difficult sell. Being one that dedicated to results, we decided that one of the best ways to market the home was to show prospective buyers what can be done to renovate and/or upgrade the home at a reasonable price.

Bring in Fisher Custom Homes. I have partnered with the owners of this company for various reasons, not the least or which is professionalism, honesty and integrity.

Here is what you get when trying to sell your home that may be a little older and challenging to sell.

You get the dedication of a fulltime Huntersville area agent as well as a team of professionals committed to trying to get your home sold.

Through Fisher Custom Homes, you also get an initial design consultation to discuss ideas on how to modernize your home.

One 18”x 24” blueprint with foam backing and easel to display with marketing materials in your home for prospective buyers.

Master copies & PDF versions of legal and letter sized blueprints to provide buyers with portable versions of your renovation plans.

Up to twenty 3-D design views for easier understanding of design concepts and a strong visual tool to help buyers visualize how they will live in their new home.

One open house consultation- Brian Fisher, Owner of Fisher Custom Homes & Renovations will attend one open house with the listing agent to consult prospective buyers on possible changes for your home. This will provide hands on access to a general contractor and make the buyer’s vision for their new home even easier to realize. Additional open house consultations are available for an additional charge.

Free Estimate for renovation services, plus a 5% discount on renovations for design service customers when you list with a Real Living Agent.

If you have any questions about Lake Norman area Real Estate contact your Huntersville NC Real Living agent at 704 451 7051.

For new construction or home renovations, visit Fisher Custom Homes.

Birkdale Village | 4th of July Celebration

Come show your patriotism when Birkdale Village and the Town of Huntersville host the 7th Annual Fourth of July Celebration on Saturday, July 4th. Activities will take place in Birkdale Village from 10am-1pm. There will be bike decorating, face painting, a clown bounce, children’s art provided by Children’s Arts Project, a parade, a water fight between the fire stations, music, food, and a whole lot of fun!!! Admission and Parking are Free.

Event starts at 10:00am

Information Courtesy of LakeNormanSavings.com

Birkdale and Birkdale Village Real Estate | Signs Things Are Picking Up?

We are starting to see a glimmer of home in the real estate market around the fantastic Birkdale Village Area.

In May of 2009, 3 homes sold in the Birkdale and Birkdale Village areas.

The average sales price was $290,000.
The average sold price to list price was 97%
The average days on the market was 58

In June 2009, 4 homes sold in the Birkdale and Birkdale Village areas.

The average sales price was $291,825.
The average sold price to list price was 95%
The average days on the market was 119

Note: Days on the market and percent of sold to list price are skewed by one home that was on the market for 254 days and sold for 93% of list.

I believe that as we go through summer, these sold numbers will continue to rise.

In addition to these numbers, there are 70 homes current for sale in Birkdale and Birkdale Village. As always, you can see every home for sale or rent on the right side of this website just by the click of a mouse!

If I can assist you with any of these homes for sale or homes in the Huntersville NC area, please feel free to contact your Huntersville NC and Lake Norman Area Agent at 704 451 7051!